About OnPoint

OnPoint Community Credit Union

Providing members with financial services since 1932

Offering Smart Financial Solutions

At OnPoint, we deliver superior banking value to our members. We do this by providing a wide array of products and services that help people meet their goals quickly and easily. We also invest in the communities we serve, building stronger neighborhoods and supporting educational causes.

Solutions for Teachers

Because we’re committed to supporting teachers, we offer products designed specifically for them as well as a full range of products with great everyday value.

Homeroom Mortgage
OnPoint’s 100% financing home loan is exclusively for teachers and employees of eligible educational institutions.

Low-rate Auto Loans
New or used, purchase or refinance – we have some of the lowest rates available.

Platinum Visa® with Rewards
Perfect for members who pay off their balance each month. Plus, receive rewards points that can be redeemed for travel, cash or tons of great merchandise.

Checking & Savings
Our variety of choices allows you to maximize earnings and minimize fees.

Online & Mobile Banking
Wherever you are in the world, you have 24/7 access to your funds, making it easy to manage your money.

Solutions for Teens

Our commitment to education extends to providing youth with the opportunity to learn firsthand about money. These products make is easy for teens to get started on a life of financial responsibility:

Account Access
Establish or reestablish a checking account relationship.

OnPoint Savings
This account allows teens to earn a competitive interest rate without any monthly fees or minimum balance requirements.

Online & Mobile Banking
Perfect for teens who are on the go – allows them to get account information 24/7 anywhere in the world.

Our History

OnPoint Community Credit Union is a not-for-profit financial cooperative that provides superior value to our members for all their financial needs.

  • Founded by teachers in 1932. We now serve anyone who lives or works in one of 13 Oregon counties (Benton, Clackamas, Columbia, Crook, Deschutes, Jefferson, Lane, Linn, Marion, Multnomah, Polk, Washington and Yamhill) and two Washington counties (Skamania and Clark) and their immediate family members.
  • OnPoint offers a safe place for members to save their money and provides low-cost loans for those looking to achieve their financial goals.
  • Our mission is to promote the financial well-being of our members and to help strengthen the communities in which they live.

We provide businesses and individuals throughout Oregon and southwest Washington with a wide range of financial services – checking, savings, mortgages, loans and credit cards.

OnPoint has been improving the lives of our members and the communities we serve for 85 years. We have grown to be the largest community-owned financial institution in Oregon. If you would like to become one of over 364,000 loyal members, please click here.

We look forward to building on our legacy of service and making dreams come true for many generations to come.

Investing in Education

OnPoint recognizes the importance of giving back to the communities we serve. We support many organizations as part of our commitment to education, including the following:

SMART - Start Making A Reader Today helps kids become confident readers by providing individual volunteer attention and books.

Financial Beginnings - Financial Beginnings provides finance education to youth and young adults in the Pacific Northwest and educates over 25,000 young people each year.

Schoolhouse Supplies - Schoolhouse Supplies provides basic school supplies – like pencils, paper, books, and backpacks –- to students throughout Portland.